Tools

Calculators built for Scotland

Free calculators for Scottish parents and students. No sign-up, no email capture, no data stored — just answers.

Finance

SAAS Student Finance Calculator

Estimate your SAAS package — tuition paid, bursary, loan and monthly living cost support for 2026/27.

Family

Scottish Child Payment, Best Start Grant, clothing grants, EMA for S5/S6 teens — totalled for your family.

University

Enter Highers and Advanced Highers — replacement rule applied automatically, A-Level equivalence shown.

Schools

Enter your Scottish postcode — we identify your council and link to their official catchment lookup.

University

Side-by-side comparison of up to 3 Scottish universities — rankings, rent, student population, satisfaction.

Family

Answer a few quick questions to see every benefit your family may qualify for — Scottish Child Payment, BSG, EMA and more.

Schools

Pick any two Scottish councils and compare clothing grant amounts, school holiday dates, and placing request rules side by side.

Scotland-specific by default

Every calculator uses actual Scottish rules and rates. Nothing borrowed from English calculators or adapted for "UK-wide" data.

Runs in your browser

All calculations are client-side. Your inputs never leave your device and we don’t store them.

Rates refreshed in April each year

Benefit uprating, SAAS thresholds, council clothing grants and EMA thresholds all get a full sweep on the April change-over.

Rates and thresholds are drawn from mygov.scot, SAAS and the UCAS tariff. See our editorial policy for how we source and update this data.